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Profit Share® program

WE’RE ALL ABOUT SHARING

Profit Share® Rewards cash

You won’t see many banks sharing their profits with their customers. But we’re not a bank. We're a credit union.

When you bank with us, you're a member-owner. When we make a profit, you’re rewarded with Profit Share Rewards cash. You could get a little or a lot. The more business you do with us, the more we share with you. Believe it.

What is Profit Share? Get your share

Profit Share® Rewards Calculator

Estimate your annual cash back. Adjust the sliders below to reflect the average monthly balance of your Servus accounts in each category. Then talk with one of our experts to see how Profit Share Rewards® can help you reach your goals sooner, and put more money in your pocket.

Mortgages
$0
Investments
$0
Chequing & Savings
$0
Loans
$0
Total cash back
$0

*disclaimer

This calculator is for informational and illustrative purposes only and is not intended to be a substitute for professional advice. Your total Profit Share amount may vary. The calculation is dependent on the accuracy and completeness of the data you enter and is not guaranteed. Patronage is paid differently on different types of accounts and broker mortgages. Individual circumstances may differ; a representative from Servus Credit Union can help you determine your eligibility for Profit Share and how to enhance your Profit Share payment. Investments at Servus Credit Union include GICs and term deposits in both registered and non-registered accounts. Other investments available through Servus Wealth Strategies are not eligible for Profit Share at this time. Profit Share figures shown in this calculator are based on the 2020 Servus Credit Union Profit Share Program model as approved by the Board of Directors for Servus.

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Profit Share program

Patronage (Profit Share® Rewards cash)

Personal banking members get cash back based on the average balances you hold in your Servus loans and deposits (money you hold with our investment partner, Credential Securities Inc., is not included). Patronage is paid differently on different types of accounts and broker mortgages.

Agriculture and commercial accounts get a rebate on service charges rather than on the average balances you hold.

Common share dividends

We pay common share dividends as additional common shares. This means you get more shares based on how many shares you already have.

Investment share dividends

We pay investment share dividends as additional shares that you can redeem in cash, which is directly deposited into your accounts, registered retirement savings plans (RRSPs) or registered retirement investment funds (RRIFs).

Become a member and earn Profit Share when you…

Open account

Open an account online in under 10 minutes.

Become a member

Get a mortgage

Earn as much as $500 annually on a mortgage valued at $300,000.

Switch to Servus

Invest for your future

Total investments of $100,000 could earn you $200 every year.

Investment options

Borrow with a loan

Borrow $30,000 and earn $50 back at the end of the year.

Loan options

Who wouldn’t want cash back?

I have benefited personally from the gift Servus Credit Union gives back through profit sharing for the last several years, but I really noticed how much Profit Share I got back when my husband and I purchased our first home and got our mortgage with Servus.

⋆⋆⋆⋆Servus Member

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*The calculation of $1,000 is based on a fixed amount of business an individual member has with Servus Credit Union annually, and is not guaranteed. Individual circumstances may differ; a representative from Servus Credit Union can help you determine your eligibility for Profit Share and how to enhance your Profit Share payment. Investments at Servus Credit Union include GICs and term deposits in both registered and non-registered accounts. Other investments available through Servus Wealth Strategies are not eligible for Profit Share at this time. Profit Share figures shown in this calculator are based on the 2019 Servus Credit Union Profit Share Program model as approved by the Board of Directors for Servus.


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