You won’t see many banks sharing their profits with their customers. But we’re not a bank. We're a credit union.
When you bank with us, you're a member-owner. When we make a profit, you get a piece of it. It's your reward for being loyal to us. You could get a little or a lot. The more business you do with us, the more we share with you. Believe it. It’s called Profit Share, and it’s what sets us apart.
We pay Profit Share every December in both cash and common shares based on how much profit we earn and how much our shares are worth. Our Profit Share program has three parts: patronage, common share dividends and investment share dividends.
Patronage (Profit Share® Rewards cash)
Personal banking members get cash back based on the average balances you hold in your Servus loans and deposits (money you hold with our investment partner, Credential Securities Inc., is not included). Patronage is paid differently on different types of accounts and broker mortgages.
Agriculture and commercial accounts get a rebate on service charges rather than on the average balances you hold.
Common share dividends
We pay common share dividends as additional common shares. This means you get more shares based on how many shares you already have.
Investment share dividends
We pay investment share dividends as additional shares that you can redeem in cash, which is directly deposited into your accounts, registered retirement savings plans (RRSPs) or registered retirement investment funds (RRIFs).
Want to earn more Profit Share?
Use the online calculator to see what your share could be.
Make an appointment to get started or talk over your options.
Not a member yet?
See how Profit Share has made a difference for some of our members.
And then talk to us.