The key to successful investing is to stay focused on your long-term goals, no matter how much the financial markets zigzag in the short term. One way to do this is to invest regularly using a pre-authorized contribution (PAC) plan. PACs help you reduce the risk of investing and increase your holdings over time.

Here’s how it works.

With a PAC plan you contribute the same dollar amount to your investment on a regular basis – daily, weekly, monthly or whatever works best for you. You can contribute the minimum amount for that investment or as much as your budget allows. Because PACs are automatic, you don’t need to worry about remembering to invest every month, market volatility, or when the best time to make a lump-sum purchase is.

For investments like mutual funds*, your money naturally buys more units when prices are lower and fewer units when prices are higher. Over the long run, this reduces the average price you pay for units so you can enjoy higher potential gains.

Servus has PAC plans for nearly every type of investment, making it easier to save your money and stick to your budget.

• Registered retirement savings plans
• Registered education savings plans
• Tax-free savings accounts
• Non-registered investment accounts
• Savings and cash accounts

Call us at 1.877.378.8728 or visit your local branch to start your PAC plan today.

*Mutual funds are offered through Credential Asset Management Inc. and mutual funds and other securities are offered through Credential Securities Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, cash balances, mutual funds and other securities are not insured nor guaranteed, their values change frequently and past performance may not be repeated. Credential Securities Inc. is a Member of the Canadian Investor Protection Fund.