Buying my first home

Mortgage solutions designed for you

Finding the right fit

Buying your first home is an exciting time, but there's a lot to think about beyond how you're going to pay for it. Our mortgages fit your life. We don't just give you a mortgage – we'll help you create a financial plan that helps you realize your dreams of home ownership.

The Profit Share® advantage

We reward members for having their mortgage with us by giving them cash back every year. Having your mortgage at Servus means more money in your pocket.

Tailored expert advice

We are mortgage experts with years of experience and we are committed to you. We understand the home buying process and will make sure the home you buy fits your overall financial plan.

Feel good about your mortgage

Get pre-approved so you can move quickly, when opportunity strikes

A house isn't just a house. It's your home. So at Servus Credit Union, a mortgage isn't just a mortgage. Payment options, rates and terms that work for you. Get pre-approved and own your home faster. You will even get money back every year with our Profit Share Rewards. You feel good about your home, now feel good about your mortgage.

Did we mention our great rates?

3.94 ^%

3 Year

Fixed Rate Closed Mortgage

A special rate and flexible term

Life can change and when it does you may need your mortgage to change with you. A 3 year term provides you with flexibility and convenience. This mortgage provides an affordable payment that fits your budget and keeps more money in your pocket.

With more money in your pocket, you can achieve your other financial goals and have peace of mind.

Some conditions apply. Please contact your local branch See all mortgage rates

PROFIT SHARE® REWARDS

Not all mortgages are created equally – ours pay you to borrow

No one else will pay you for your mortgage. But at Servus you'll receive cash back every year through Profit Share®. This is money you can use to put towards your mortgage, a vacation, or to buy yourself something you've been saving for.

Learn about Profit Share

EXPERT MORTGAGE ADVICE

Mortgages can be confusing but luckily we're here to help!

Buying a home is one of the biggest financial decisions you'll make. We can help you get started. From understanding how much you can afford, to finding a mortgage that fits your life, and helping you build your down payment. Our expert advice will give you confidence during your home buying journey.

Download one of our helpful checklists:

Home buying checklist Moving checklist

Be informed with our tools & resources

Mortgage calculator

Calculate your payment, calculate your amortization, or calculate your mortgage amount. Get calculating ›

Servus Mortgage University

Get the information you need to make the best decisions for you and your family. Start learning now ›

Buying my first home

Make your first house a home with a smarter cash back mortgage.

Talk to us to find out how much cash back you can get.