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News & AnnouncementsRates
Tax-Free Savings Accounts (TFSA)
Effective: Monday, January 6, 2020
Rates are subject to change without notice.
Some conditions apply. Please contact your local branch or our Member Contact Centre regarding rates for your unique financial situation.
*"Prime" means the prime rate charged by Servus on Canadian dollar loans and it may change from time to time. The current prime rate can be obtained by calling us at 1.877.378.8728 during normal business hours, or online any time at www.servus.ca. Current variable interest rates will appear on each account statement.
Retirement (RRSP / RRIF)
Effective: Monday, January 6, 2020
Rates are subject to change without notice.
Some conditions apply. Please contact your local branch or our Member Contact Centre regarding rates for your unique financial situation.
*"Prime" means the prime rate charged by Servus on Canadian dollar loans and it may change from time to time. The current prime rate can be obtained by calling us at 1.877.378.8728 during normal business hours, or online any time at www.servus.ca. Current variable interest rates will appear on each account statement.
Guaranteed Investment Certificates (GIC)
Effective: Monday, January 13, 2020
Rates are subject to change without notice.
Some conditions apply. Please contact your local branch or our Member Contact Centre regarding rates for your unique financial situation.
*"Prime" means the prime rate charged by Servus on Canadian dollar loans and it may change from time to time. The current prime rate can be obtained by calling us at 1.877.378.8728 during normal business hours, or online any time at www.servus.ca. Current variable interest rates will appear on each account statement.
Prime Rate
Effective: Thursday, October 25, 2018
Rates are subject to change without notice.
Some conditions apply. Please contact your local branch or our Member Contact Centre regarding rates for your unique financial situation.
*"Prime" means the prime rate charged by Servus on Canadian dollar loans and it may change from time to time. The current prime rate can be obtained by calling us at 1.877.378.8728 during normal business hours, or online any time at www.servus.ca. Current variable interest rates will appear on each account statement.
Credit Cards
Effective: Thursday, November 1, 2018
Rates are subject to change without notice.
Some conditions apply. Please contact your local branch or our Member Contact Centre regarding rates for your unique financial situation.
*"Prime" means the prime rate charged by Servus on Canadian dollar loans and it may change from time to time. The current prime rate can be obtained by calling us at 1.877.378.8728 during normal business hours, or online any time at www.servus.ca. Current variable interest rates will appear on each account statement.
**Balance transfer offer - Retail:
Request the balance transfer offer within 30 days of receiving the Mastercard for Canadian dollar payments that do not exceed the sum of your current credit limit minus your current outstanding balance. The balance transfer amount(s) will be charged to your credit card account at a promotional interest rate of 3.99% from the initial transaction date. You can continue to enjoy this promotional rate for the first 10 consecutive billing cycles following the initial transaction date, provided that you make your monthly minimum payments on time. A balance transfer fee equal to the greater of 1% of the amount transferred or a $7.50 minimum fee will be charged on each balance transfer transaction and interest is payable on such fee at the interest rate applicable to purchases made using your credit card account.
**Balance transfer offer - Business:
Request the balance transfer offer within 30 days of receiving the Mastercard for Canadian dollar payments that do not exceed the sum of your current credit limit minus your current outstanding balance. The balance transfer amount(s) will be charged to your credit card account at a promotional interest rate of 3.99% from the initial transaction date. You can continue to enjoy this promotional rate for the first 6 consecutive billing cycles following the initial transaction date, provided that you make your monthly minimum payments on time. A balance transfer fee equal to the greater of 1% of the amount transferred or a $7.50 minimum fee will be charged on each balance transfer transaction and interest is payable on such fee at the interest rate applicable to purchases made using your credit card account.
Daily Banking
Effective: Wednesday, July 3, 2019
Rates are subject to change without notice.
Some conditions apply. Please contact your local branch or our Member Contact Centre regarding rates for your unique financial situation.
*"Prime" means the prime rate charged by Servus on Canadian dollar loans and it may change from time to time. The current prime rate can be obtained by calling us at 1.877.378.8728 during normal business hours, or online any time at www.servus.ca. Current variable interest rates will appear on each account statement.
Registered Education Savings Plans (RESP)
Effective: Wednesday, September 25, 2019
Rates are subject to change without notice.
Some conditions apply. Please contact your local branch or our Member Contact Centre regarding rates for your unique financial situation.
*"Prime" means the prime rate charged by Servus on Canadian dollar loans and it may change from time to time. The current prime rate can be obtained by calling us at 1.877.378.8728 during normal business hours, or online any time at www.servus.ca. Current variable interest rates will appear on each account statement.
Foreign Exchange
Effective: Wednesday, January 29, 2020
Rates are subject to change without notice.
Some conditions apply. Please contact your local branch or our Member Contact Centre regarding rates for your unique financial situation.
*"Prime" means the prime rate charged by Servus on Canadian dollar loans and it may change from time to time. The current prime rate can be obtained by calling us at 1.877.378.8728 during normal business hours, or online any time at www.servus.ca. Current variable interest rates will appear on each account statement.
Currency Converter
Additional foreign currencies
Servus can also provide other foreign currencies upon request through our online request form. We are able to offer the following currencies for purchase in our branches.
- Australian Dollar
- British Pound
- Chinese Yuan
- Dominican Republic Peso
- Euro
- Hong Kong Dollar
- Jamaican Dollar
- Japanese Yen
- Malaysian Ringgit
- Mexican Peso
- New Zealand Dollar
- Pakistan Rupee
- Russian Ruble
- Singapore Dollar
- Swiss Franc
- Taiwan Dollar
- Thai Baht
- US Dollar
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Mortgages
Effective: Thursday, November 7, 2019
Rates are subject to change without notice.
The interest rate stays the same for the term of the mortgage and can only be prepaid or refinanced according to the mortgage agreement.
The interest rate stays the same for the term of the mortgage and can be paid in full or partial amount, rewritten or renewed at any time without a penalty.
The interest rate will change with changes in our prime interest rate. If interest rates drop, so will your interest payments. If interest rates increase, so will your interest payments.
Some conditions apply. Please contact your local branch or our Member Contact Centre regarding rates for your unique financial situation.
*"Prime" means the prime rate charged by Servus on Canadian dollar loans and it may change from time to time. The current prime rate can be obtained by calling us at 1.877.378.8728 during normal business hours, or online any time at www.servus.ca. Current variable interest rates will appear on each account statement.