Book an appointment
Call us at 1.877.378.8728
Send us an email
Find a branch or ATM
Rates
Calculators
Offers
Security
Careers
News & AnnouncementsAccounts
New to Servus
Tired of paying for bank features you don't use?
With our daily bank accounts, you have the power to choose what you pay for. Opt for a Basic Plan for simple banking needs, or go for the Unlimited Plan with all the bells and whistles!
Open the account of your choice online in under 10 minutes.
Added benefits for more value
No hidden fees
Monthly fees are capped, so you'll always know what you're paying.
Save money, get rewarded
Have your monthly fee waived, by maintaining a minimum balance.
Upgrade and save
Upgrade to a Premium Unlimited plan, get 25% off on a World Elite Mastercard.
Compare our personal accounts and pick the one that suits you best...
Youth Plan
- No monthly fee
- 60 electronic or in-branch transactions included per month
- Unlimited Interac e‑Transfers®
- 1 free non-credit union ATM withdrawal (in Canada)
17-25 Be Free
- No monthly fee
- Unlimited electronic or in‑branch transactions (including bill payments and credit union ATM withdrawals)
- Unlimited Interac e‑Transfers®
Senior Unlimited
- No monthly fee
- Unlimited electronic or in‑branch transactions (including bill payments and credit union ATM withdrawals)
- 100 free cheques per year
- Unlimited Interac e‑Transfers®
Basic Plan
- $1.99 a month
- Includes 12 transactions, then $1.25 each
- $1.25 each transaction
- $1.50 ATM withdrawals (other Canadian non-credit union ATM)
Servus Personal Essential Plan
- $3.95 to $15.95 monthly fee
- Fee based on monthly usage
- $3.95: Up to 15 transactions
- $11.95: Up to 60 transactions
- $15.95: Unlimited transactions
- Fee waived with $4,000 min. monthly balance
Personal Premium Unlimited Plan
- $25 monthly fee
- Fee waived with $5,000 min. monthly balance
- Unlimited electronic or in‑branch transactions (including bill payments and credit union ATM withdrawals)
- 10 free non-credit union ATM withdrawals (in Canada)
Personal Savings
- No monthly fee
- 1 transaction included, then $1.50 each
- Unlimited fund transfers between Servus accounts
High Yield Savings
- No monthly fee
- Tiered monthly interest
- 1 transaction included, then $5 each
Features included with all accounts
Servus has accounts, RRSPs and mortgages just like the banks. We also have member-owners, Profit Share® and a 100% deposit guarantee. You won’t find those anywhere else.
Save on autopilot
You decide how much you want to save and how often. We take care of the rest.
Deposit on-the-go
Deposit a cheque by taking a photo on your phone through the mobile app.
Surcharge-free ATMs
Members get ding free® use at thousands of credit union ATMs across Canada, in addition to our Servus ATMs.
Overdraft protection
When you need to protect your account in between deposits, you only get charged interest and a small monthly fee if you use it.
100% deposit guarantee
Your deposits, including interested earned, are 100% guaranteed by the Credit Union Deposit Guarantee Corporation.
Profit Share® Rewards cash
When you become a member-owner we reward your loyalty with cold, hard cash.
Always friendly and helpful.
I have lost track of how many of the staff actually know my name! And if someone does't have the skill or knowledge to help me, they sure can find someone who does.
⋆⋆⋆⋆ Google Review
Accounts to fit who you are
Newcomers to Canada
Moving to a new country can be difficult and stressful—we're here for you.
U.S. Dollar accounts
Avoid the ups and downs of the exchange rate with U.S. chequing and savings accounts.
Additional growth accounts
Tax-Free Growth Account
TFSA with a premium interest rate and no taxes on the interest you earn.
RRSP High Yield Savings
A registered no-fee tax-deferred account with a premium interest rate