connectFirst Business Products
These are legacy connectFirst products, carried forward to ensure members continue to have access to the solutions they rely on.
Business Essentials
A low fee basic business account.
$4.99 a month
5 free debit transactions.
2 free e-Transfers.
Business Essentials Plus
Fees automatically adjusted to your monthly transaction volume.
$20 monthly fee
4 different pricing tiers based on monthly transaction counts.
Community Strong
Stay involved in your community with this account.
Free
15 free debit transactions
10 Interac e-Transfers.
US Dollar
Buy and store U.S. currency.
$6.95 monthly
Interest earning.
Unlimited deposits.
Lawyer & Real Estate Trust
FREE
Used by Law Firms and Real Estate agencies for temporary storage of funds.
Borrowing products.
Financial service fees
Commercial Mortgage
For the purpose of commercial land or buildings.
Fixed and variable interest rates available.
Highly flexible lending options.
Commercial Overdraft
A safety net for when the unexpected happens.
Interest rate based on prime
Revolving credit
Operating line of credit
On-demand access to credit for important purchases.
Competitive rates
No penalty for early payout
Business Term Loans
For capital investments, expansion and equipment.
Fixed or variable interest rates
High lending limit
AgriOne
A lending solution that benefits members by providing multiple credit facilities under one title registration.
Variety of available products including mortgages, LOCs, Loans, and Overdraft
Save money on individual application fees
Auto financing
Your local one-stop financing for automotive, RV, leisure, and marine.
Flexible payment options.
Competitive interest rates.
Financing at nearly 500 dealerships across AB.
Canada Small Business Financing Loan
A loan program in collaboration with the Government of Canada that helps both existing businesses and start-ups.
Terms loans for land, buildings, equipment and leasehold improvements.
Lines of credit for working capital and day-to-day operating expenses.
Available to small businesses or start-ups operating in Canada, with gross annual revenues of $10 million or less.
Borrow up to $1.15 million.*
For more information and additional government requirements, visit the Industry Canada Website.
Investing products.
Financial service fees
Mutual Funds*
A pool of securities professionally managed by fund managers.
Socially responsible investing.
Investment solutions for everyone.
Can be held in an RRSP, TFSA, or RRIF.
Term Deposits
Ideal for locking away funds at a guaranteed rate of return.
Redeemable and non-redeemable options.
Variety of term lengths.
100% deposit guarantee.
Market Advantage
Take advantage of the market, without the risk.
Potential for a higher rate of return than most term deposits.
Principal of deposit is 100% guaranteed.
Various portfolio options customizable to you.
Private Wealth
Personalized financial planning and investment solutions to manage and grow your wealth.
Financial planning and advice.
Investment opportunities for unique goals.
Securing your financial future.
Common Shares
Every member receives dividends for their investment shares and common shares.
Purchase up to $200,000 in common shares at any time.
Dividend payouts happen every November.
Paid out at a rate of 5.50% in 2023.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, cash balances, mutual funds and other securities are not insured nor guaranteed, their values change frequently and past performance may not be repeated.
*Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Online brokerage services are offered through Qtrade Direct Investing, a division of Aviso Financial Inc.
**Rates subject to change without notice. Terms and Conditions May Apply.
Insurance products.
Business Insurance*
Get insurance protection that’s designed for your business.
Take advantage of great pricing on your BrokerLink insurance policies with market-rate pricing.
BrokerLink's knowledgeable insurance advisors will answer your questions and find a solution that's tailored to meet your specific business needs.
Whether your business is large or small, BrokerLink can help identify and mitigate potential risks, and provide the coverage you need for peace of mind.
Life Insurance
Protect your future and your loved ones with Critical Illness, Disability and Personal Insurance.
Lump sum of tax-free funds after critical illness diagnosis.
In the event of death, premiums are refunded to beneficiary.
Provides a financial safety net when earning power is compromised due to a disability.
Protects financial obligations in the event of a death.
Credit & mortgage insurance**
Protect all types of debt & assets, from small loans to large mortgages to businesses.
Affordable coverage for credit union members.
Cancel within the first 30 days if you are not satisfied.
24-hour claims service
Covers monthly payments if you suffer job loss
Covers monthly payments if become ill or injured and cannot work
Travel insurance***
Protect yourself from delays, cancellations and medical costs while travelling.
Preferred rates for credit union members.
24/7 emergency travel assistance worldwide.
Help with lost or stolen travel documents
Ambulance Services (land, sea & air)
Drugs prescribed during medical visit
Rental of wheelchair or crutches
Meals and accommodation for travel companion if you're hospitalized
Travel costs to bring family member to your bedside if you're ill
Home and Auto insurance****
Protects you from financial loss due to theft, accidents on the road, unforeseen events, and personal liability, whether at home or behind the wheel.
Competitive rates for being a credit union member.
Free advice and expertise.
24/7 claims service across North America.
Services.
Merchant Services
A world-class payments solution for your business, built right here in Alberta.
Honest & affordable Interchange Plus Pricing.
Ability to accept online, in-person or keyed-in payments.
A full suite of software & tools included free with your account.
No monthly fees, no contracts, and absolutely no hidden fees.
Included services: Point of sale, online invoicing, fully-hosted online store, recurring payments, virtual terminal, secure card vault, inventory, and much more.
Payroll management
Paying your employees is vitally important - and we're here to make that process easy.
Payroll management.
Human Resource Tools.
Time and Labour Management.
Occupational Health and Safety.
Cheque Capture ™
Deposit cheques within the comfort of your office instead of in the branch.
No delay to see the whole picture of your finances.
Ideal for processing a high volume of cheques, accelerating clearings, and improving cash flow.
EFT Processing
Improve business cash flow by seamlessly transferring funds electronically.
Set up direct deposit for things such as payroll, bonuses, vacation pay, and account payable.
Set up preauthorized debits for things such as rent, fees or dues, donations, and accounts receivable
Cash Management
Everything you need to efficiently manage your physical cash.
Cash Services & Logistics.
Corporate Creditor.
Night Deposit.
and much more.
*®BrokerLink and ®BrokerLink Design are registered trademarks of Brokerlink Inc., used under license. Servus Insurance Services | Business, powered by BrokerLink is not a subsidiary of Servus Credit Union. This is not a solicitation by Servus Credit Union. Brokerlink Inc. is part of the Intact Financial Corporation group of companies. ©2023 Brokerlink Inc. All rights reserved.
**Servus Wealth Strategies is a subsidiary of Servus Credit Union Ltd., offering financial planning, life insurance and investments. Your insurance contract will provide details of the coverage available under the plan you choose. Restrictions may apply.
***Creditor's group insurance is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrolment intake, medical underwriting and claims administration, are provided by the employees of CUMIS Services Incorporated, a subsidiary of Co-operators Life insurance Company. CUMIS® is a registered trademark of CUMIS Insurance Society, Inc., and is used with permission.
****The CUMIS Travel Insurance program is underwritten by CUMIS General Insurance Company, a member of The Co-operators group of companies, and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd.
***** Servus Insurance Services | Home and Auto ("SISHA") is a tradename for belairdirect Agency Inc., used under license, and is not a subsidiary of Servus Credit Union. This is not a solicitation by Servus Credit Union. Home and auto insurance is underwritten by Belair Insurance Company Inc. Services provided by belairdirect Agency Inc. ®belairdirect is a registered trademark of Belair Insurance Company used under licence.