Former connectFirst Personal Products
We’ve carried forward these legacy connectFirst products so members can continue relying on the solutions they know and trust.
Necessities
$3.95 a month- 10 free debit transactions.
- 2 free e-Transfers.
Unlimited
- $13 monthly fee
- 10 free debit transactions.
- Unlimited e-Transfers.
- FREE for members 60+.
Platinum
- $19.99 monthly fee
- Unlimited banking.
- Free safe deposit box.
- FREE with a balance of $7,000+.
Digital+
FREE for members 25 and under.
- $6.99 monthly
- Unlimited free e-transfers.
- Unlimited self-serve transactions.
Kids Free
FREE for members 12 and under.
- Interest earning.
- 5 free e-Transfers.
US Dollar
$1.25 for in-branch withdrawals.
- $1.95 monthly
- Interest earning.
- Unlimited deposits.
Simple Save
$2.00/transaction after those included.
- Free
- Unlimited Free deposits.
- 2 free transactions per month.
Premium Savings
$5.00/transaction after those included.
- Free
- Unlimited free deposits and self-serve transfers.
- 1 free transaction per month
- Higher tiered interest rates.
Borrowing products.
Financial service fees
Flex Mortgage
A great rate with the flexibility to pay your loan off faster.
- 1 to 5-year terms
- Fixed or variable rate.
- Conventional or high ratio.
HELOC
Put the equity in your home to good use with a Home Equity Line of Credit (HELOC)
- Up to 80% of the value of your home.
- No monthly fee to hold.
Line of Credit
On-demand access to credit for important purchases.
- Insured or uninsured.
- No maximum lending amount.
Overdraft Protection
A safety net added to your spend account for when the unexpected happens.
- Up to $5,000.
- $5 monthly fee to hold.
Personal Loan
Borrow money for what you need, like consolidating debt, a car, or home renos
- Variety of payment terms.
- No penalty for early payout.
Auto financing
Your local one-stop financing for automotive, RV, leisure, and marine.
- Flexible payment options.
- Competitive interest rates.
- Financing at nearly 500 dealerships across AB.
Ask your local auto dealer about financing with connectFirst.
Investing products.
Financial service fees
Term Deposits (GICs)
Ideal for locking away funds at a guaranteed rate of return.
- Redeemable and non-redeemable options.
- Variety of term lengths.
- 100% deposit guarantee.
Unlimited
- $13 monthly fee
- 10 free debit transactions.
- Unlimited e-Transfers.
- FREE for members 60+.
RRSP
Tax-sheltered savings umbrella used to save for retirement.
- Contributions are tax-deductible.
- Funds are only taxed once withdrawn.
- Can be used for retirement, first time home buying or education.
TFSA
An account umbrella to save money without paying tax on the interest.
- Interest earned is tax free.
- No penalties on withdrawals.
- Unused contribution room can carry-over.
RRIF
Draw on your retirement income while reaping the maximum benefits possible.
- Minimum annual withdrawal amount.
- Tax-free growth of assets.
- Must be converted from RRSP at age 71.
FHSA
Save for your first home tax-free with a First Home Savings Account.
- Save up to $40,000 tax-free on your first home.
- Contribute up to $8,000 annually.
- No requirement for repayment.
RESP
Government approved plan to help you save for your child’s post-secondary education.
- Contribute to a lifetime maximum of $50,000.
- Take advantage of up to $7,200 in grants through the Canada Education Savings Grant.
- Take advantage of up to $2,000 in funds through the Canada Learning Bond.
RDSP
Tax deferred investment for you or a family member who are eligible for the disability tax credit.
- Government matched savings.
- No restrictions on what withdrawals are used for.
- Withdrawals may begin at age 60.
Common Shares
Every member receives dividends for their investment shares and common shares.
- Purchase up to $200,000 in common shares at any time.
- Receive Dividend payouts — we share our profits.
- Have a say in how we operate.
Private Wealth
Personalized financial planning and investment solutions to manage and grow your wealth.
- Financial planning and advice.
- Investment opportunities for unique goals.
- Securing your financial future.
Qtrade Direct Investing
Invest online with confidence with Canada's #1 online brokerage.
- Industry leading tools.
- Award-winning platform.
- Buy & sell stocks, bonds, ETFs and mutual funds.
Insurance products.
Life Insurance
Protect your future and your loved ones with Critical Illness, Disability and Personal Insurance.
- Lump sum of tax-free funds after critical illness diagnosis.
- In the event of death, premiums are refunded to beneficiary.
- Provides a financial safety net when earning power is compromised due to a disability.
- Protects financial obligations in the event of a death.
Credit & mortgage insurance**
Protect all types of debt & assets, from small loans to large mortgages to businesses.
- Affordable coverage for credit union members.
- Cancel within the first 30 days if you are not satisfied.
- 24-hour claims service
- Covers monthly payments if you suffer job loss
- Covers monthly payments if become ill or injured and cannot work
Travel insurance***
Protect yourself from delays, cancellations and medical costs while travelling.
- Preferred rates for credit union members.
- 24/7 emergency travel assistance worldwide.
- Help with lost or stolen travel documents
- Ambulance Services (land, sea & air)
- Drugs prescribed during medical visit
- Rental of wheelchair or crutches
- Meals and accommodation for travel companion if you're hospitalized
- Travel costs to bring family member to your bedside if you're ill
Home and Auto insurance****
Protects you from financial loss due to theft, accidents on the road, unforeseen events, and personal liability, whether at home or behind the wheel.
- Competitive rates for being a credit union member.
- Free advice and expertise.
- 24/7 claims service across North America.
*Life Insurance is offered through Connect First Wealth Ltd.. ConnectFirst Wealth Ltd. is a wholly owned subsidiary of Connect First and Servus Credit Union Ltd. Trademark(s) of Connect First Wealth are used under license by Connect First and Servus Credit Union Ltd.
**Creditor's group insurance is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrolment intake, medical underwriting and claims administration, are provided by the employees of CUMIS Services Incorporated, a subsidiary of Co-operators Life insurance Company. CUMIS® is a registered trademark of CUMIS Insurance Society, Inc., and is used with permission.
***The CUMIS Travel Insurance program is underwritten by CUMIS General Insurance Company, a member of The Co-operators group of companies, and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd.
**** Servus Insurance Services | Home and Auto ("SISHA") is a tradename for belairdirect Agency Inc., used under license, and is not a subsidiary of Servus Credit Union. This is not a solicitation by Servus Credit Union. Home and auto insurance is underwritten by Belair Insurance Company Inc. Services provided by belairdirect Agency Inc. ®belairdirect is a registered trademark of Belair Insurance Company used under licence.