SERVUS MARKET ADVANTAGE GICS
Market‑linked growth potential. 100% principal protection
Want the opportunity to earn more when markets rise without putting your principal at risk? With Market Advantage GICs, you can benefit from stock market performance while knowing your original deposit is protected.
Current offers
How to get started
You can open most GICs through online banking or by speaking to an advisor
Choose a market to follow
Your return is linked to the market’s performance
If the index rises, your return can rise too (up to the maximum full‑term return).
Your principal stays protected
If the index falls, your principal is still 100% guaranteed, and you receive the minimum full‑term return.
You choose what comes next
At the end of your term, you'll get back your original investment plus any market‑linked growth. After that, you can reinvest it, move it to another account, or talk to an advisor about next steps.
Frequently asked questions
A GIC whose return is linked to the performance of a major stock market index, while guaranteeing your principal.
The return is capped to offset the cost of providing principal protection while offering market-linked growth.
Your principal remains fully protected, and you still earn the guaranteed minimum full-term return.
- Canadian: 1.5% minimum
- American: 2.5% minimum
Market Advantage GICs are non‑redeemable until maturity.
An advisor can confirm eligibility based on your account type and the current offer.
No. With Market Advantage GICs, you aren’t buying stocks or mutual funds. Your return is based on how an index performs, but your principal is guaranteed, even if the market drops. This makes the experience very different from investing directly, where your principal is not protected.
No, there are no fees or commissions, so more of your money stays in your pocket!