A wealth advisor helps individuals and families manage their financial lives holistically. This includes creating personalized financial plans, offering investment advice, and guiding decisions around retirement, tax strategies, estate planning, and more. The goal is to align your financial resources with your life goals, whether that’s growing wealth, preserving it, or passing it on. 

Yes, our fee structure is transparent. Wealth advisors may be compensated through a combination of flat fees, asset-based fees, or commissions depending on the services provided. We always disclose costs upfront, so you understand exactly what you're paying for and how it aligns with the value you receive. 

We work with a diverse range of members. From young folks beginning to build their wealth, to business owners, retirees, and families planning for future generations. If you're seeking guidance on managing your finances more strategically, we're here to support you. 

Our approach is collaborative, member-focused, and rooted in financial planning. It’s the core of what we do. We begin by understanding your goals, values, and current financial picture. From there, we build a comprehensive plan tailored to you, one that evolves over time to reflect life changes, market shifts, and new opportunities. 

In addition to investment management, financial planning is at the core of what we do. We provide support in key areas such as tax-efficient strategies, estate planning, insurance reviews, retirement planning, and business succession. We work closely with our partners in retail and business banking to ensure your needs are met holistically. When appropriate, we also collaborate with external professionals to make sure your entire financial picture is thoughtfully and thoroughly covered. 

Getting started is easy. The first meeting is a friendly conversation where we focus on you. We want to understand your current financial situation; what matters to you, what you're working toward, and any concerns you may have. From there, we’ll explain how we can support you and walk through the next steps. 

We typically review your plan at least annually, but we’re available anytime your circumstances change, or you want to revisit your strategy. Ongoing communication is key to keeping your plan aligned with your life. 

We strive to make wealth planning accessible. While some services may have minimum investment thresholds, we offer a range of solutions to suit different financial situations.  We will discover together what is right for you. 

At Servus, we’ve made financial planning the centre of what we do. We combine personalized advice with cooperative values to help our members achieve their goals. As a member-owned organization, our focus is on your success; not shareholder profits. Our advisors are committed to building long-term relationships and helping you make confident financial decisions every step of the way. Through consistent review, we ensure we’re partnering with you throughout your entire financial journey and into the next generation. 

We take a holistic approach to every member relationship, recognizing that your business and personal finances are deeply connected. Partnering with our retail and business banking teams, we offer a wide array of products and services; including group benefits, business succession planning, cash flow management, and retirement plans for both owners and employees. Our advisors work with you to align your business strategy with your personal financial goals, ensuring your full financial picture is supported.