Our Flex Mortgage product is designed to help you achieve your home ownership dreams without compromising on your lifestyle. With the ability to make flexible payments, you can pay down your mortgage faster or adjust your payments to accommodate unexpected expenses.

Mortgage details

• Fixed or variable rates. A fixed-rate is locked-in for a period of time which ensures you have predictable payments over the term of your mortgage, helping you plan and budget with confidence. A variable rate will fluctuate higher or lower with the market, which makes it harder to budget with the uncertainty. Variable rates can however be a great option for some, especially those looking to sell their home in the near future and don't want to lock-in their mortgage right now.
• Term length options. Lock-in with a fixed-rate for a 5, 4, 3, 2, or 1-year term, depending on your future goals, or the current rate environment. Each term length will coincide with a different interest rate.
• Flexible payments. There are a variety of payment options available, including the option to make prepayments up to 20% of the original mortgage amount each year without penalty.
• Pay down faster. Make extra payments to reduce your mortgage balance and save thousands of dollars in interest payments over the life of your mortgage.

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* Product terms and conditions apply.