**Terms and conditions of Commercial Net Banking have been updated, as of April 26, 2019**

Through our secure Commercial Net Banking system, you have access to the features and services you need to manage your business’ complex financial needs – 24 hours a day, seven days a week. Access to real-time information helps you monitor daily cash flow requirements. You can also customize user access to accounts.

Standard features:

• Transfer funds between accounts
• Transferring funds between both Canadian-dollar and U.S.-dollar accounts¹
• Bill payments
• Interac e-Transfer®
• View real-time account information, including deposit accounts, term deposits, loans and credit cards
• View transaction history, including cheque images
• View current and historical account statements

Enhanced cash management features:

• Cheque Matching
• Positive pay
• Negative pay²
• Download transactions to comma delimited, BAI 2, QuickBooks or Simply Accounting.
• Initiate stop payments
• Remit CRA payments
• Immediately view individual cleared cheque images, both front and back
• Customize accounts by name and grouping for easy reference and viewing
• Initiate multiple bill payments
• View account net inflows and outflows
• Use advanced cash flow search criteria and manage by specific periods (daily, weekly, monthly)

Administrator and user features:

• Administrators may establish up to 99 users and customize each user’s online banking privileges, limits and approval levels
• Control user access to all associated accounts
• Receive online audit reporting
• Establish dual approval requirements to perform certain transactions
• Use account sweep functions (invest surplus cash as quickly as possible)

Make an appointment

¹ Transfers can only be done Mon-Fri 8-5pm, rate tiers based on the amount, daily limit of 50K CDN equivalent.

² Enrollment in positive pay is required