Getting a tax refund can feel like a bonus, but how you use it can have a lasting impact on your financial future. Instead of spending it, consider these smart ways to put your tax refund to work and strengthen your long-term financial health.

Guaranteed Investment Certificates (GICs) are simple and reliable ways members like you can grow your savings. Your money is invested for a set period, and the return you earn depends on the specific GIC you choose. Some are built to offer more growth potential, and that's where Market Advantage GICs shine.

Just as what goes up must come down, the low interest rates we enjoy today will inevitably rise. Eating into our spending power as they do so.

Learn how to start your estate plan and the truth behind some of the most common estate planning myths.