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    Premium Savings

    A flexible no-fee account with split-rate tiered monthly interest encourages savings and makes your money work harder for you. Please note:

    • Effective February 16, 2021, the minimum e-Transfer send amount was reduced to $0.10 (was $10).

    Registered versions of the Premium Savings account are available as a TFSA, RRSP or RRIF.

    Account details

    • No monthly fee
    • Split-rate tiered monthly interest (tied to interest rate tiers)
    • 1 transaction included, then $5 each

    Common fees associated with this account:

    • $5 withdrawals, point-of-sale purchases (once transaction limit reached)
    • $1.50 per Interac® e-transfer
    • $5 per online bill payment or automated fund transfer (once transaction limit reached)
    • $5 per non-credit union ATM withdrawal in Canada

    It's always free to deposit money (through photo cheque deposit, ATM deposit or through Interac e‑Transfer), move money between your Servus accounts and view your e-statement through online banking.

    Compare the full list of account fees and benefits to our other personal accounts [pdf].

    Features included with all accounts

    • Surcharge-free ATMs
    • Deposit on-the-go
    • Overdraft protection
    • Save automatically to your account
    • 100% deposit guarantee
    • Profit Share® Rewards cash