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    RRSP Premium Savings

    A registered no-fee tax-deferred account with a premium interest rate. The income (interest) you earn is only taxed when you withdraw it.

    Account details

    • No monthly fee
    • Split-rate tiered monthly interest (tied to specific interest rate tiers)
    • Unlimited fund transfers between other Servus RRSP products

    Common fees associated with this account:

    • Free fund transfers between Servus accounts (in-branch, online, mobile, TeleService)
    • $25 per in-branch withdrawal and other debits

    It's always free to deposit money (through photo cheque deposit, ATM deposit or through Interac e‑Transfer), move money between your Servus accounts and view your e-statement through online banking.

    Compare the full list of account fees and benefits to our other personal accounts [pdf].

    Features included with all accounts

    • Surcharge-free ATMs
    • Deposit on-the-go
    • Overdraft protection
    • Save automatically to your account
    • 100% deposit guarantee
    • Profit Share® Rewards cash