From infancy to adulthood and beyond, children will change your life. Raising a family will affect your choices from finances to employment to living space. Servus has strategies to help you plan for your family’s future and we have a number of products specifically designed for children.

Financial solutions just for you

• Youth accounts to teach your children about money management
• A Registered Education Savings Plan (RESP) to start education savings
• A mortgage to buy a home for a growing family
• An car loan to purchase a family vehicle
• Insurance to protect your life together
• Develop an estate plan

Tips for saving money

• Saving money on food costs
• Ten strategies to develop a savings habit
• Ten strategies to reduce daily spending

Planning finances together

• My finances - Six areas where I need to plan
• The Budget Book
• The Budget Workbook
• Establishing my contingency fund

Finances with a family

• Adjusting my budget for the new baby
• Teaching my children to manage money

Understanding credit and debt

• The Credit Book
• The 5 Cs of credit
• What is a credit report?
• Understanding my credit score
• What's my debt service ratio?
• What to ask before acquiring new debt
• Create a debt reduction strategy
• What is revolving debt?
• What is instalment debt?
• Good debt versus bad debt
• Understanding the two types of debt

Preparing for the unexpected

• Estate Planning Guide
• What's involved in estate planning?
• Why do I need a will?
• Creating my will
• When should I update my will?
• Personal directives - An introduction
• Power of attorney - An introduction
• Power of attorney - Choosing my attorney

Calculators

• Emergency Savings Calculator

This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.

• RESP Calculator

Use this calculator to help develop or fine-tune your children's education savings plan.

• Car Loan Calculator

Find out how much automobile you can buy based on your weekly, bi-weekly or monthly payment, or find out your loan payment based on your purchase price!

• Life Insurance

How much life insurance do you really need? Find out here!

• Disability Insurance

Use this calculator to determine your disability insurance needs.