Pre-Authorized Contribution Plan (PACP)

A simple way for you to save and invest with regular contributions

Pre-Authorized Contribution Plan (PACP) can help you save money, budget better or invest regularly in an easy and convenient way.

They work by making regularly scheduled transfers from your account into a savings account and you choose a weekly, bi-weekly semi-monthly, monthly, quarterly, or even annual schedule and the amount you want to contribute and then, voila! You can watch your savings grow all thanks to your PACP.

What you do with your savings is up to you. Save for a family vacation, purchase a new car, pay for education or simply save money in a cash account. If you’ve got a goal in mind, use our investment goal calculator to figure out the details.

PACs are also great tools for growing your:

  • RRSPs
  • RESPs
  • TFSAs
  • Non-registered investment accounts

By setting up a PACP and an investment strategy, you’re paying yourself first by automatically saving a portion of what you earn each month. You’re also giving yourself increased security and improving your financial stability. And you’ll benefit from interest gains on a more consistent basis than a traditional one-time contribution to an RRSP.

Are you ready to start saving today?

Whether your needs are simple or complex, our dedicated, knowledgeable team can provide advice and services that are right for you.

Choose from the following options to find out how you can start taking advantage of a PACP and start saving for your future.

  • Phone: contact our Member Contact Centre to get started
    • 187SERVUSCU (1.877.378.8728)
  • In person: make an appointment at your local branch to get started
  • Online: connect with us through our online application

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